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Liability Insurance
This is a cut down version of the IBM Liability Insurance wording:
All current employees participating in the IBM Club are covered under the
Global IBM Policy.
The policy provides insurance cover up to a maximum of $5M.
Retirees and family members, as defined by our Constitution,
are covered by a separate public liability insurance policy taken
out on behalf of all Clubs and funded from the IBM Club grant.
Guests of club members are not covered by this policy.
The policy provides liability insurance cover up to a maximum of £5M.
This cover is designed to protect those organising or participating in
IBM Club events from liability claims arising from such activities.
It does not provide personal accident cover, or cover for loss or damage to property.
It does not remove the need for individuals to understand and act on
their own personal insurance needs.
In the event of an incident, the affected Club is responsible
for handling and reporting the incident to the relevant policy provider.
Q & A
- Q: I am an IBM Club Member (Family or Retiree) attending an IBM Club event
and cause an accident to someone who then sues me.
Am I covered by insurance and how do I claim?
- A: Yes you are covered by the public liability section of the
IBM Club's liability insurance, contact the organising club committee
to process your claim.
- Q: I am attending an IBM Club event as a guest and cause an accident
to someone who then sues me.
Am I covered by insurance and how do I claim?
- A: No you are not covered by the IBM or the IBM Club insurance.
Refer to your personal insurance policies for potential Personal Liability cover.
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